Miles Flower

Miles Flower

Director

Why do you do, what you do?
I enjoy sharing knowledge.

It’s all about meeting people, sharing their dreams, and making them happen. It’s a rewarding process.

Why is financial planning important?
Most New Zealander’s spend more time planning their Christmas holidays than their financial lives. By taking a long term view most Kiwis can become financially independent, especially in their retirement years, if they have a clear and concise plan.

It may require people not have instantaneous gratification by buying things when they want to, but instead planning ahead for it to happen. By constantly contributing towards a long term investment which allows for compounding interest over time – clients can reap the benefits.

Personal example of benefits of financial planning
Recently a young couple came to Money Planners looking to buy their first home but weren’t sure how. I coached them over a 12 month period where we worked together to create a deposit using savings, Kiwisaver and a contribution from family. This enabled them to buy their first home which they now share with two children and are looking to extend.
Why should potential clients come to you for advice?
I’ve been in the industry since the 1980’s. I’ve experienced three financial crashes and I understand the need for patience and a balanced and unbiased view to assist clients to not become too anxious or panic and sell assets at the wrong time.

As one of only 20 people in New Zealand with both CLU (Chartered Life Underwriter) and CFP (Certified Financial Planner) qualifications, and a MA in Business Administration, I have the foundation of knowledge to offer quality advice.

I genuinely care about my clients, and maintain a close on-going relationship with them, regularly reviewing progress and working with them over time to ensure their goals can be met.