Specialist Investment Advice

Tailored Investment Management & Advice

Disciplined, personalized investment planning backed by over 40 years of market perspective. Dedicated ongoing advice and portfolio management for Synergy Investments and SIL.

Looking for mortgages, general insurance, or KiwiSaver? Click here →
Miles Flower - Director and Financial Adviser
Miles Flower
Director & Financial Adviser

Important Practice Update

Ongoing Investment Portfolios

Miles has streamlined his practice to focus exclusively on specialist investment and superannuation advice. Existing investment clients continue to be serviced directly by Miles without interruption.

Mortgages, Insurance & KiwiSaver

To ensure clients receive ongoing specialized attention, the mortgage, personal insurance, and general advisory client base has transitioned to dedicated advisory specialists. If you need assistance with an existing mortgage or risk policy, please contact our office for direct referral details.

Focused Investment Solutions

Two proven structures delivering institutional-grade asset allocation, global diversification, and transparent reporting.

Synergy Investments

Diversified Multi-Manager Portfolios

Built for long-term wealth creation and capital preservation. Synergy provides diversified portfolios constructed by leading research teams and overseen with systematic rebalancing.

  • Access to world-class underlying investment managers
  • Disciplined risk-profile alignment
  • Regular automated rebalancing and clear reporting
  • Ideal for medium to long-term wealth accumulation

SIL (Superannuation Investments Ltd)

Superannuation & Income Drawdown Framework

A superannuation and investment framework structured specifically to deliver sustainable capital management and predictable lifestyle income throughout retirement.

  • Structured regular income withdrawal strategies
  • Tailored asset allocation based on cash-flow requirements
  • Tax-efficient superannuation framework structure
  • Designed for pre-retirees and retirees protecting their nest egg
Experience & Philosophy

Navigating Financial Markets with Steady Discipline

Financial markets inevitably experience cycles of exuberance and volatility. With over four decades in financial services, Miles Flower brings the perspective required to filter out daily market noise and maintain focus on proven fundamentals.

When you work with Money Planners, you work directly with Miles. You receive pragmatic, personal counsel focused on structuring your assets to meet your actual lifestyle objectives, not speculative trends.

40+

Years of continuous financial market experience in New Zealand.

2

Specialized institutional platforms (Synergy & SIL) for focused management.

1:1

Direct adviser relationship with no junior handoffs or call centers.

100%

Dedicated solely to personalized investment and retirement planning.

Get in Touch

Ready to Discuss Your Portfolio?

Whether you want to review your existing Synergy or SIL holding or establish a fresh investment strategy, schedule a time to talk directly with Miles.

Location: Whitianga, New Zealand (In-person or Video)